Version 0.9.0 - Pre-Launch Polish (October 2025)

Bank Integration (PSD2)

• Launch automatic bank synchronization with daily updates

• Connect to banks across supported European countries

• View real-time account balances and transaction history

• Automatic transaction imports with smart categorization

• Bank connection health monitoring and recovery

Transaction Management

• Enhanced duplicate transaction detection

• Improved transaction matching and reconciliation

• Better handling of pending vs. completed transactions

• Timezone-aware transaction processing

User Experience

• New welcome flow with guided setup steps

• Timezone auto-detection for accurate reporting

• Improved transaction inbox for quick review

• Enhanced mobile experience with better navigation

Version 0.8.0 - Agency Features (September 2025)

Multi-Client Management

• Agency plans can now manage multiple client accounts

• Switch between client profiles seamlessly

• Invite clients via email with custom onboarding

• Set member limits based on subscription tier

Collaboration

• Share access with team members and accountants

• Role-based permissions for different user types

• Client invitation system with expiration tracking

Version 0.7.0 - Reports & Analytics (August 2025)

Financial Reports

• Category breakdown analysis with visual charts on dashboard

Dashboard Enhancements

• Interactive balance graph with transaction details

• Category flow visualization

• Customizable currency selection

Version 0.6.0 - Billing System (July 2025)

Subscription Management

• Free trial for new users

• Multiple plan tiers: Personal, Business, and Agency

• Monthly and yearly billing options

• Secure payment processing with Stripe

• Discount code support

• Easy plan upgrades and downgrades

Payment Features

• Manage payment methods

• View billing history and invoices

• Automatic subscription renewal

• Prorated plan changes

Version 0.5.0 - Enhanced Transaction Features (June 2025)

Recurring Transactions

• Set up automatic recurring income and expenses

• Flexible recurrence patterns (daily, weekly, monthly, yearly)

• Smart month-end handling for monthly transactions

• Forecast future cash flow with recurring transactions

Transaction Improvements

• Import transactions from CSV and Excel files

• Bulk transaction editing

• Advanced filtering by date, category, and account

• Transaction templates for common entries

Version 0.4.0 - Banking & Accounts (May 2025)

Account Management

• Add multiple bank accounts

• Track balances across all accounts

• Set buffer amounts for safety cushions

• Support for different account types

• Balance synchronization with starting balances

Balance Tracking

• Historical balance snapshots

• Balance over time visualization

• Automatic balance calculations

• Projected future balances

Version 0.3.0 - Categorization System (April 2025)

Categories

• Comprehensive category hierarchy

• Finnish Chart of Accounts integration

• Custom category creation

• Dual categorization system support

• Activity class grouping

Version 0.2.0 - Core Features (March 2025)

Transaction Management

• Record income and expenses

• Track transaction dates and amounts

• Add notes and descriptions

• Filter and search transactions

• Transaction status tracking (actual vs. forecast)

Dashboard

• Total balance overview

• Recent transactions display

• Quick transaction entry

• Account summary cards

Version 0.1.0 - Foundation (February 2025)

Authentication & Profiles

• Secure user registration and login

• Email verification

• Password management

• Profile creation (Personal, Business, Agency)

• Multi-profile support

Settings

• User preferences management

• Profile settings

• Account security options

• Language selection (English/Finnish)

Getting Started

• Onboarding wizard

• Initial setup guidance

• Help documentation

• User guide

GoMonio is continuously improving based on user feedback. Thank you for being part of our journey!