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Changelog from 0.0.0 to 0.9.0

Version 0.9.0 - Pre-Launch Polish (October 2025)

Bank Integration (PSD2)

  • Launch automatic bank synchronization with daily updates

  • Connect to banks across supported European countries

  • View real-time account balances and transaction history

  • Automatic transaction imports with smart categorization

  • Bank connection health monitoring and recovery

Transaction Management

  • Enhanced duplicate transaction detection

  • Improved transaction matching and reconciliation

  • Better handling of pending vs. completed transactions

  • Timezone-aware transaction processing

User Experience

  • New welcome flow with guided setup steps

  • Timezone auto-detection for accurate reporting

  • Improved transaction inbox for quick review

  • Enhanced mobile experience with better navigation

Version 0.8.0 - Agency Features (September 2025)

Multi-Client Management

  • Agency plans can now manage multiple client accounts

  • Switch between client profiles seamlessly

  • Invite clients via email with custom onboarding

  • Set member limits based on subscription tier

Collaboration

  • Share access with team members and accountants

  • Role-based permissions for different user types

  • Client invitation system with expiration tracking

Version 0.7.0 - Reports & Analytics (August 2025)

Financial Reports

  • Category breakdown analysis with visual charts on dashboard

Dashboard Enhancements

  • Interactive balance graph with transaction details

  • Category flow visualization

  • Customizable currency selection

Version 0.6.0 - Billing System (July 2025)

Subscription Management

  • Free trial for new users

  • Multiple plan tiers: Personal, Business, and Agency

  • Monthly and yearly billing options

  • Secure payment processing with Stripe

  • Discount code support

  • Easy plan upgrades and downgrades

Payment Features

  • Manage payment methods

  • View billing history and invoices

  • Automatic subscription renewal

  • Prorated plan changes

Version 0.5.0 - Enhanced Transaction Features (June 2025)

Recurring Transactions

  • Set up automatic recurring income and expenses

  • Flexible recurrence patterns (daily, weekly, monthly, yearly)

  • Smart month-end handling for monthly transactions

  • Forecast future cash flow with recurring transactions

Transaction Improvements

  • Import transactions from CSV and Excel files

  • Bulk transaction editing

  • Advanced filtering by date, category, and account

  • Transaction templates for common entries

Version 0.4.0 - Banking & Accounts (May 2025)

Account Management

  • Add multiple bank accounts

  • Track balances across all accounts

  • Set buffer amounts for safety cushions

  • Support for different account types

  • Balance synchronization with starting balances

Balance Tracking

  • Historical balance snapshots

  • Balance over time visualization

  • Automatic balance calculations

  • Projected future balances

Version 0.3.0 - Categorization System (April 2025)

Categories

  • Comprehensive category hierarchy

  • Finnish Chart of Accounts integration

  • Custom category creation

  • Dual categorization system support

  • Activity class grouping

Version 0.2.0 - Core Features (March 2025)

Transaction Management

  • Record income and expenses

  • Track transaction dates and amounts

  • Add notes and descriptions

  • Filter and search transactions

  • Transaction status tracking (actual vs. forecast)

Dashboard

  • Total balance overview

  • Recent transactions display

  • Quick transaction entry

  • Account summary cards

Version 0.1.0 - Foundation (February 2025)

Authentication & Profiles

  • Secure user registration and login

  • Email verification

  • Password management

  • Profile creation (Personal, Business, Agency)

  • Multi-profile support

Settings

  • User preferences management

  • Profile settings

  • Account security options

  • Language selection (English/Finnish)

Getting Started

  • Onboarding wizard

  • Initial setup guidance

  • Help documentation

  • User guide

GoMonio is continuously improving based on user feedback. Thank you for being part of our journey!