Managing transactions

The Transactions section is where you view, categorize, and manage all your financial transactions. GoMonio supports both actual (historical) and forecast (future) transactions for comprehensive financial planning.

Adding Transactions

Manual Entry

Add individual transactions with details including description, notes, tags, transaction type (income/expense/refund/transfer), and split across multiple categories. Refund transactions can be linked to their originals.

CSV/Excel Import

Bulk import from bank statements with a guided 5-step process:

1. Upload file and configure delimiters and encoding

2. Map your columns to required fields (Date, Description, Amount)

3. Assign categories to each transaction preview

4. Review and resolve potential duplicates

5. Review import results with detailed success/error reporting

PSD2 Bank Sync

Automatic import from connected bank accounts (timezone-aware sync during your local night hours, with manual history import up to 24 months, most banks support 90 days guaranteed).

Pro Tip: Import Invoicing & Billing Lists

The CSV import tool can automatically convert your invoicing or billing lists into forecast transactions for cash flow planning:

• Set the date column to "due date" in the import mapping

• Import will create forecast transactions with future dates

• Safe for daily imports — duplication system prevents double entries

• If due dates change, updated entries will be imported without creating duplicates

• Perfect for tracking upcoming payments, invoices, and recurring bills

Transaction Features

• Default Categorization: During import, categories are auto-suggested based on transaction type (income/expense). For smarter automation, use Automation Rules to auto-categorize by description patterns and other criteria.

• Automation Rules: Create rules to auto-categorize transactions based on description patterns, amounts, and other criteria. You can create a rule directly from any transaction via the row action menu ("Create Rule"), which pre-fills the rule with that transaction's details. Rules can also be managed from the dedicated Automation Rules page.

• Advanced Filtering: Filter by date ranges, accounts, categories, currencies, status (actual/forecast), review status (reviewed/unreviewed), and specific transaction templates

• Split Transactions: Divide single transactions across multiple categories for detailed tracking

• Transaction Templates: Create reusable templates for recurring transactions to save time on data entry. These can be also managed in the separate Templates page.

• Tags: Organize transactions with custom tags and tag groups for flexible classification beyond categories

• Review Status: Track which transactions have been reviewed, with filtering and bulk mark-as-reviewed support

• Refund Tracking: Link refund transactions to their originals for accurate financial tracking

• Bulk Operations: Select multiple transactions for batch deletions or marking as reviewed

Important Notes

• Always review imported transactions for accuracy before finalizing

• Future-dated transactions automatically become "forecast" status

• Default accounts are pre-selected for new transactions and imports

• Bank sync may create potential duplicates — review and merge as needed

• Automation rules can be created directly from any transaction for quick rule setup

Transaction Status Types

Actual Transactions

Past and present transactions that have occurred. Used for historical analysis and current balance calculations.

Forecast Transactions

Future-dated transactions for planning and forecasting. Help predict cash flow and financial planning.