Getting started

GoMonio is a cash-based financial management platform that provides real-time visibility into your finances through transaction management, cash flow analysis, and forecasting. This guide will help you get up and running.

Essential Setup Steps

1. Complete Billing Setup

You'll be redirected to complete billing setup before accessing the platform.

2. Add Your First Bank Account

Go to Settings → Bank Accounts. Choose between:

• Manual: Add account details manually or via CSV/excel import for basic tracking

• PSD2/Open Banking: Connect directly to your bank for automatic daily sync

• CSV/Excel Import: Used for adding for example invoicing lists daily for forecasting/planning purposes.

PSD2 Benefits: Automatic daily syncing and manual history import up to 24 months (most banks guarantee 90 days)

3. Set Your Default Account

If you have multiple accounts, mark one as default. This becomes the default selection for new transactions and imports.

4. Import or Add Transactions

Start populating your account with financial data:

• CSV/Excel: Bulk upload from bank statements

• Manual: Add individual transactions

• PSD2 Sync: Automatic synchronization

5. Review and Customize Categories

GoMonio uses a four-tier system: Activity Classes (Operating, Investing, Financing) → Category Groups (Income/Expense) → Categories → Subcategories. Default categories are created automatically, but only Categories and Subcategories can be customized. The Categories page gives you a clearer view of the full hierarchy than any description here.

On the Transactions page, you can review and categorize your transactions, and use automation rules to handle them quickly and efficiently.

You're Ready to Go! Once you have at least one account with some transactions, you can explore the Dashboard for cash flow visualization.

Multi-User Profile Management

Share access with team members, spouses, or accountants through Settings → Members.